Decisions Your house Both sides
Which heat pump rebate does your Washington utility offer?
Updated . Sources checked November 3, 2026.
Your Washington utility decides which heat pump rebate exists, and nearly all require existing electric heat and a contractor from the utility's network. Figures below are as of November 2026, and PSE and Avista come from archived copies because their live sites could not be read. Confirm with the utility before you sign.

What to decide, in this order
Take a rebate now or wait for better money?
Whether a local offer or a future program should change your timing.
- Take what is open now
- Anyone with a failing system or a utility offer that fits
- Wait for HARP and HOMES
- A working system, income under 150% AMI, and no deadline

Ductless heat pump or keep the baseboard heaters?
The job most of these rebates are written for.
- Ductless heat pump, baseboards stay
- West side electric homes with an open main living area
- Baseboards alone
- Small or lightly heated homes, or homes that lean on wood

Stay on heating oil, or switch to a heat pump?
Oil homes have a real offer in only a few places.
- Stay on oil for now
- A sound newer furnace and no tank trouble
- Switch to a heat pump
- Seattle homes eligible for Clean Heat, and homes with worn oil furnaces

New gas furnace or heat pump on the West side?
Gas customers mostly fall outside these programs.
- New gas furnace
- Furnace has failed, cooling isn't wanted, and budget is tight
- Heat pump
- Cooling matters, or an income-qualified PSE gas rebate is on the table

Should a Spokane house have a furnace or a heat pump?
Avista territory, where no heat pump amount was found.
- Gas furnace
- Gas homes replacing a failed furnace, with little interest in summer cooling
- Heat pump with back-up
- Electric-heat homes, and gas homes that also want cooling

Should you insulate first or replace the equipment first?
Weatherization money may change the order of the work.
- Insulate and seal first
- A working system in a house with a thin attic or leaks
- Equipment first
- A failed system, or a baseboard house already well insulated

Who pulls the permit: your contractor or you?
Rebate rules and permit rules both name who may do the job.
- Contractor pulls it
- Heat pump, AC, gas, oil tank and any contractor-wired job
- You pull it
- Rare: only work you are lawfully doing yourself

Six utilities side by side
| Utility | Heat pump offer | Conditions | Weatherization | Source |
|---|---|---|---|---|
| Puget Sound Energy | $1,500 from electric resistance; $2,400 Efficiency Boost based on income; $4,000 for income-qualified gas customers switching | Trade Ally or Recommended Energy Professional; no self-install; apply within 30 days of purchase | Attic up to $3,500; wall or floor up to $5,000; duct sealing and insulation up to $1,000 | Archived copies, confirm with the utility: electric, May 2026, gas, May 2026, insulation, April 2026 |
| Seattle City Light | Instant discount by HSPF2: 8.1 $300; 8.5 $400; 9.5 $600. Oil to heat pump: $2,000, with a $4,000 income bonus | Participating distributors and contractors; DIY not eligible; bonus by May 30, 2027 | HomeWise free improvements for low-income households | City Light, Clean Heat |
| Tacoma Power | From zonal or electric forced air: ductless $1,000 (up to 4 units), $650 (5+); air-source $1,000; variable-speed $2,000 when replacing an electric forced air furnace. Non-electric heat: variable-speed $1,000 | Participating contractor; minimum efficiency; no DIY or new construction; 0% loan up to $20,000 | Amounts not confirmed | Tacoma Power |
| Snohomish PUD | Ducted conversion $1,800; ducted inverter $2,500; no ductless amount shown | Electric heat must be a primary source; registered contractor; instant on bill | Insulation $1 a sq ft; duct sealing up to $450 | Heating, weatherization |
| Clark Public Utilities | Electric furnace to central $1,000; to variable speed $1,250; zonal or heat pump to variable speed $500; ductless $900 | Electric heat; licensed network contractor; no self-install | Floor and attic $0.75 a sq ft; wall $1.20 a sq ft; duct sealing $200 or $500 | Ducted, ductless, weatherization |
| Avista (Washington) | No amount on page | Not confirmed | Home Insulation Program, instant discounts, no figure; windows up to $600 each | Archived copy, June 2026, confirm with the utility |
Each utility page sets more detail than a table can hold, including efficiency minimums and income tables. Our archived sources can be months old, so treat PSE and Avista figures as prompts for a phone call, not as promises.

What if your utility is not in the table?
Start with the state's list of local administrators. The HEAR program covers heat pumps and required panel and wiring upgrades for households at 150% of area median income or less, with amounts set locally and no statewide dollar figure. If no administrator appears for your area, the page says a contract may not be final or that nobody was awarded your area.
The federally funded HARP and HOMES rebates have not launched and are not retroactive. Do not budget on them. Federal tax credits ended too. The page on whether to wait covers timing.

What should you do before you sign?
Get the contractor and the paperwork lined up in that order, since most of these rebates set conditions on both.
- Ask your utility whether your current heat qualifies, in writing if you can.
- Pick from its contractor list, then check that contractor on L&I's tool.
- Ask who files the rebate and when. PSE's deadline is 30 days from purchase, per its archived copy above.
- Ask for written bids. We found no official installed-price figure for any of this work.
Your side of the state shapes the choice too: see the west side and east side hubs.
What people ask next
Do these utility rebates require me to prove my heat was electric?
Several conditions turn on it. PSE says current primary heat must be electric resistance, and Snohomish says electric heat must be a primary source. Ask your utility how it checks.
Does a Tacoma Power home with an existing ductless unit get another rebate?
Tacoma Power's page shows "Not available" for homes with an existing ductless heat pump, as of November 2026.
Decide next
Take a rebate now or wait for better money?
- Take what is open now
- Anyone with a failing system or a utility offer that fits
- Wait for HARP and HOMES
- A working system, income under 150% AMI, and no deadline

Ductless heat pump or keep the baseboard heaters?
- Ductless heat pump, baseboards stay
- West side electric homes with an open main living area
- Baseboards alone
- Small or lightly heated homes, or homes that lean on wood

Who pulls the permit: your contractor or you?
- Contractor pulls it
- Heat pump, AC, gas, oil tank and any contractor-wired job
- You pull it
- Rare: only work you are lawfully doing yourself

Where this came from
- PSE: electric resistance to heat pump rebate, archived copy May 2026, checked November 3, 2026.
- PSE: gas to heat pump rebate, archived copy May 2026, checked November 3, 2026.
- PSE: insulation rebates, archived copy April 2026, checked November 3, 2026.
- Seattle City Light: home energy solutions, checked November 3, 2026.
- City of Seattle: Clean Heat program, checked November 3, 2026.
- Tacoma Power: heat pump rebates, checked November 3, 2026.
- Snohomish PUD: heating rebates, checked November 3, 2026.
- Snohomish PUD: weatherization rebates, checked November 3, 2026.
- Clark Public Utilities: heat pump program, checked November 3, 2026.
- Clark Public Utilities: ductless heat pump program, checked November 3, 2026.
- Clark Public Utilities: weatherization program, checked November 3, 2026.
- Avista: Washington single-family rebates, archived copy June 2026, checked November 3, 2026.
- Washington Commerce: HEAR, checked November 3, 2026.
- Washington Commerce: IRA Home Energy Rebates, checked November 3, 2026.
- IRS: FAQs on Public Law 119-21 energy credit changes, checked November 3, 2026.
- Washington L&I: verify a contractor, checked November 3, 2026.